Tom Toll grows wheat, milo, alfalfa and some cattle on his Lindsborg, Kansas, farm. Toll said that when he looked around at the amount of risk he had in his operation — from livestock to various grains — purchasing crop insurance had become a necessity. “It just got to the point where as much money as I have laid out in crops and livestock, the opportunity to lose it all in one year as a factor that kept me from sleeping at night,” said Toll.
Toll likened farming to the old Charles Dickens book where “it’s the best of times, it’s the worst of times.” He explained, “one hail storm, an early frost, one of those things could put your farm in jeopardy this year.”
Watch Tom Toll’s entire interview here.